Cookie Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites place on your device when you visit them. Think of them as digital notes that help websites remember your preferences and improve your experience. At carnoviahub, we use various tracking technologies beyond traditional cookies, including web beacons, pixels, and local storage mechanisms.

These technologies serve multiple purposes - from remembering your login status to helping us understand which features you find most valuable. When you visit carnoviahub.com, different types of tracking technologies work together to create a personalized experience while maintaining your privacy preferences.

Most modern browsers accept cookies automatically, but you maintain complete control over these settings. Our platform is designed to respect your choices while providing the best possible experience for managing your finances.

Types of Tracking Technologies We Use

How We Use Tracking Data

The information we collect through tracking technologies serves several important purposes that directly benefit your experience on carnoviahub. We analyze usage patterns to identify which financial tools are most valuable to our users, allowing us to prioritize improvements and develop new features that matter most.

For example, if we notice that many users access our budget calculator immediately after viewing expense reports, we might integrate these features more closely. This data-driven approach helps us create a more intuitive platform that anticipates your needs.

• Personalizing your dashboard layout and default settings
• Remembering your preferred financial categories and tags
• Improving the accuracy of our financial planning tools
• Identifying and fixing technical issues quickly
• Enhancing security by detecting unusual account activity
• Optimizing mobile performance for better accessibility

Data Retention and Storage

We don't keep tracking data indefinitely. Essential cookies typically last for the duration of your session, while functional cookies that remember your preferences may be stored for up to two years. Analytics data is aggregated and anonymized after six months, meaning it can't be traced back to individual users.

Managing Your Cookie Preferences

You have multiple options for controlling how cookies work on your device. Most browsers allow you to view, manage, and delete cookies through their settings menu. Here's how to access these controls in popular browsers:

Keep in mind that blocking all cookies might affect your ability to use certain features of carnoviahub. We recommend allowing essential cookies while adjusting preferences for analytics and functional cookies based on your comfort level.

Third-Party Tracking

carnoviahub integrates with carefully selected third-party services to enhance your experience. These might include analytics providers, security services, and financial data aggregators. Each third party operates under their own privacy policies, and we ensure they meet our standards for data protection.

We don't allow third parties to collect personal information for their own marketing purposes through our platform. Any data sharing is strictly limited to improving our services or ensuring security and compliance with financial regulations.

You can opt out of most third-party tracking by adjusting your browser settings or using privacy-focused browser extensions. However, some integrations are essential for features like secure payment processing and fraud detection.

Mobile App Tracking

Our mobile applications use similar tracking technologies adapted for mobile environments. This includes app analytics, crash reporting, and feature usage tracking. Mobile operating systems provide their own privacy controls that you can use to limit tracking across all apps.

On iOS, you can manage tracking permissions through Settings → Privacy & Security → Tracking. Android users can control ad personalization and app tracking through Settings → Google → Ads. These system-level controls work alongside any preferences you set within the carnoviahub app itself.

Updates to This Policy

We review and update this cookie policy regularly to reflect changes in our practices, technology, and legal requirements. When we make significant changes, we'll notify you through email or prominent notices on our platform before the changes take effect.

Minor updates, such as clarifications or additional examples, may be made without advance notice. We always indicate the last update date at the top of this policy, so you can easily see when changes were made.